N o one likes to think about death, let alone plan for it. In many families, discussing one's mortality is an exremely uncomfortable topic. But it is a topic that should be discussed and planned for well in advance of your death.
By preplanning your funeral, you relieve your family of having to make important financial decisions during a period of great stress and grief---a time when people aren't thinking very clearly and may not know what to do because you never made your wishes known.
It's easy to say, "Don't make a fuss. I don't want a ceremony. Just bury me and be done with it." But itis important to realize that the ritual of a funeral and/or memorial service isn't for the deceased but for the living. It is a time when friends and family can get together to grieve openly and to provide support for one another. Pre-planning your funeral can be very informal, and as simple as jotting down your preferences and sharing them with a family member. More formal arrangements in the form of a preneed contract can be set up with us and can be prefunded with a life insurance policy or a funeral trust.
Pre-planning when done properly, can give you peace of mind because you know that your arrangements are ready and prefunded.
By preplanning your funeral, you can:
Make all the arrangements during a time of peace and not leavethem to your family during their time of grief
Make your wishes known
Control the cost of your funeral and protect from inflation
Ensure that personal records are organized and easy for your survivors to locate
Protect your insurance so that is provides for your survivors and not for funeral expenses
Provide protection in case the need arises before it is expected.